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FİNANSAL KRİZLERİN ÖNLENEMEMESİNDE ASİMETRİK BİLGİNİN ROLÜ

Yıl 2023, Cilt: 18 Sayı: 1, 21 - 32, 14.07.2023
https://doi.org/10.54860/beyder.1309864

Öz

Asimetrik bilgi, finansal krizleri açıklayan yaklaşımlardan birisidir. Asimetrik bilgi yaklaşımına göre, kredi veren ve alan arasındaki bilgi asimetrisi finansal krizlerin temel nedenidir. Bilgi asimetrisinin varlığında ekonomiye enjekte edilen kaynaklar etkin olarak kullanılamayan alanlara akar. Bu çalışma, bu yaklaşımdan farklı olarak, finansal piyasalarda düzenleyici-denetleyici otorite ile düzenlenen-denetlenen aktörler arasındaki bilgi farklılığına dikkat çekmektedir. Çalışma, finansal krizlerin önlenememesinin en temel nedeninin bu bilgi asimetrisi olduğunu iddia etmektedir. Çalışmaya göre, düzenleyici otoritenin sahip olduğu eksik bilgi düzeyi, finansal piyasaların krize yol açabilecek riskli faaliyetleri için önlem alınmasını zorlaştırmaktadır. Sonuç olarak, alınan önlemlerin etkinsizliği, 2008’deki gibi, finansal krizlerin tekrarlanmasına neden olmaktadır.

Kaynakça

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Toplam 47 adet kaynakça vardır.

Ayrıntılar

Birincil Dil Türkçe
Konular Uluslararası Finans
Bölüm Makaleler
Yazarlar

Ali Şen 0000-0001-9359-3367

Erken Görünüm Tarihi 26 Haziran 2023
Yayımlanma Tarihi 14 Temmuz 2023
Yayımlandığı Sayı Yıl 2023 Cilt: 18 Sayı: 1

Kaynak Göster

APA Şen, A. (2023). FİNANSAL KRİZLERİN ÖNLENEMEMESİNDE ASİMETRİK BİLGİNİN ROLÜ. Bilgi Ekonomisi Ve Yönetimi Dergisi, 18(1), 21-32. https://doi.org/10.54860/beyder.1309864